Our AI agent shops your rate every month, finds better deals, and negotiates on your behalf — automatically. You pay $39/month. Average customer saves $74/month.
No credit card. No spam. First 50 get a free month.
How It Works
Tell us your current insurer, vehicle, and monthly premium. Takes 2 minutes.
Every month we scan competitors and check your insurer's current retention discounts.
If we find a better rate, our AI contacts your insurer by email or phone call on your behalf.
Every month, you receive a full Rate Report showing exactly what we did and what you saved.
Real Savings
Illustrative examples based on typical Florida market data. Individual results vary.
Pricing
Average customer saves $74/mo. RateGuard pays for itself 2× over.
FAQ
Not necessarily. We first try to negotiate a better rate with your current insurer. If they won't budge, we'll find you a better option and make the switch as painless as possible.
We use AI voice technology to call your insurer's retention department and negotiate using proven scripts. All calls are recorded and you receive a transcript with the outcome.
You still get your monthly Rate Report showing we checked. Your rate is locked in and monitored — the moment rates shift in your favor, we act immediately.
Yes. We only use the information you provide to research and negotiate your rate. We never sell your data to third parties or insurance companies.
All major U.S. insurers — GEICO, Progressive, State Farm, Allstate, USAA, Liberty Mutual, Nationwide, Farmers, and more.
Join the waitlist. First 50 members get their first month free.